When I was looking for a car, I thought I did my homework, such as pre-qualifying for a loan with a reasonable APR. The Sales consultant (Pat Koss) asked me if he could try to work out some numbers for me, so I hesitated and said no at first because my credit wasn't that good. He continued with my information and as I took a test drive he asked me again to see if he could help out with that APR. Low and behold he found me a loan with a lower APR, he did just what he said he would do. I am very happy that I purchased my car from Jack Demmer! The service was superb and when a family member or friend is looking for a car, I always mention go to Jack Demmer and see if you can the help you need to get a car.