It was rather painless experience until I got my paperwork and discovered I was bamboozled by the finance guy. It all starts with what a great price for this great car, so you think, then you go into the finance guy who has all the paperwork prefilled in for you. He even knows you are going to accept all these needles options, as there is already an X in the accept box of each of these items. I am talking about products they put on the car, but they are invisible, things like PHAMPTOM FOOTPRINTS, $259.00, then there is PERMASKIN, a clear coat, so you really can't say for sure if they actually put this stuff on the vehicle, $329.00, Then there is GAP coverage in the event you total your vehicle and the insurance amount is less than your payoff. How could this be a winner for someone who puts down 50% on the vehicle and in fact told the finance guy that he was planning on paying the loan off in 6 months? why would any want that under that situation? If the finance guy is a finance guy, then publicly respond to this with your justification of needing a GAP coverage when 50% down payment on the vehicle was made, and your were told of my intentions on paying the vehicle off in 6 months. Now is your chance to put me in my place. Anyways, $653.00 for GAP cancellation coverage. Next, Easy Key care, you loose your key, they will replace it for free. $329.00. I probably would have jumped onto that one, as I have experienced loosing a key or two over the years. But, for their tactics, I am canceling it anyways. They could have made money honestly, but instead, they are greedy and just try to take everything they can from everyone knowing only a few will really ever know. Then there is a DentCare program for which I have no paperwork on, but whatever that is, it was $674.00. Finally, the is the Vehicle Service Contract, or the extended warranty. It was never offered to me or suggested to me. That one I had noticed and I was told it is required for financing. He said don't worry, you can cancel it, but just wait 30 days before you do. That option was $2,027. So I acknowledge that I knew there was that in the deal, but none of the other slip-ins. So buyers beware, caveat emptor, because the car I thought I was bargaining for contained none of the aforementioned items or accessories were listed on the window sticker. But somehow, this invisible antitheft thing was installed on the vehicle while I must have been in the bathroom and probably occurring at the same time they were applying this clear coat protectant on my soon to be vehicle. They probably employ Invisible Man at the dealership to put on these invisible products. So the car listed at $23,000 was considered a fair value for the vehicle, but when you add $4,272 in crap, that is considered a good day for the dealership.
It has been 16 days since I have sent off these request for cancellations and they received them on December 2, 2014, yet they have failed to refund my money and have not even acknowledge receipt of the cancellations from me and letting me know that they are working on it. For that reason, I am making everyone aware that as I now know, you don't have to accept these little warranties and insurances for financing. Make sure you sit there and read every word of what you are signing.
Because of that, I have spent $45.00 in postage for signature confirmations on cancellations notices, and I am paying interest on $4,272 of crap I wasn't even told about, except for the extended service plan, but only after I discovered it.
I Recommend This Dealer:
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