I am writing this first part as an addition to my original post (OCT 6, 2015). Apparently the 'spot delivery' form is legal in GA. As a recommendation, make sure you have your financing done before you walk in to purchase the vehicle. I was lucky, that Stone Mountain Toyota gave me my KIA back and wiped out the deal. So, I will say they did what they could to make me happy. I will also say the salesman I dealt with was very nice.
I went to Stone Mountain Toyota on Sunday, September 27, 2015, to purchase a 2012 RAV4. After I was offered a 7.99% APR for the RAV4, I signed the papers and drove off in my 2012 RAV4. Wednesday, September 30, 2015, I was called and told that they had to change the APR to 11.99% and the payments would have to change. I asked how they were allowed to do this, and I was told the document labeled 'Spot' Delivery is what allows them to change the terms after I left with the vehicle. During all the signing of papers for the vehicle, I was told this particular document was only stating that I received the RAV4. I should have read the fine print, but from past experiences in purchasing a vehicle - I have never encountered this! I was lucky in that they had not sold my trade in yet, so I was able to return the vehicle, within the 24 hours of notification. I got my trade in back and went to Morrow, GA to purchase the same car, 2012 RAV4, cheaper and with a back up camera from Hennessy of Southlake. I would recommend Hennessy of Southlake before I ever recommend going to Stone Mountain Toyota.
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