The first thing I did was get a pre-approval and know the terms of my loan by applying at lendingtree online. I got approved by capital one and saw they had offlease only as one of their available dealers. I went to a chevrolet dealer before and the service was very bad and sales guy was shady. I decided just to compared vehicles on the offleaseonly website to see which ones had best reviews for the year of car I wanted. They had car-facts available on every car. Having and idea of which vehicle I qualified for ahead of time made the purchase painless and very simple. Frank Ortiz was my car sales guy and was totally upfront with me about all the vehicles. He didn't push to sell any particular car. Some of the cars did have crashed records and other things which concerned me, but before the final paperwork was done, the finance guy Michael Passel helped me get bumper to bumper warranty for 5 years or 100,000 miles. All this with zero (0.00$) money down!