First time buyer beware!
Jim knox chysler dodge and jeep is involved in the very commom practice known in the automotive world as shotgunning.This is where you fill out a credit app, and they run it as many times as it takes before they get an loan appoval. And by that time rolls around you may get a terrible rate. For me it was around 30% interest, that's unacceptable. Granted this process get plenty of buyers on the road that day, but for those without great credit, the interests rates could be very high and if you get denied, your credit may drop, my credit did. A month after I was shotgunned I found my dream truck. I applied at my credit union and my loan officer said well your credit was good enough for a loan, but the 11 credit inquiries and 10 denials dropped my score significantly. Now I can't get my loan, my dream truck sold, and Jim Knox himself said there is nothing he can do.
Hopefully this will end thier shotgunning and save others credit scores.
Usually this wouldn't be a huge deal, but I requested it to be only done once, and I made it clear if the one rate wasn't good I was going to my credit union or looking for another vehicle.