I had the same problem as Tyboo - however, after the car broke down, after only having it less than a month, they had to tow it back to the dealership. They couldn't figure out what was wrong with it, so they let me swap out my loan for another vehicle. This was in April 2008. Now, 3 years later, I received a red light citation for the original car. I did not have this car for even a month, and obviously they got the car back running and sold it again, but kept my name on the title for 3 years!!!!! I've asked them to send me documentation showing I was not the owner, but they haven't.