My husband went through this company a couple of times because his credit was really bad. This last time when he lost his job he took the car back instead of waiting for them to repo it because he could not make the payments while unemployed. So they sold the vehicle (a 98 Dodge Intrepid) at auction for just under $900 and say he still owe almost $8,000 even though he paid more than $3,000 which is what the Kelly Blue Book value is. He did not want to surrender the car but he had no choice. Now that he is back to work they want to garnish his check for 20% each week. How can they charge 4 or more times what the car is worth? I thought there were some regulations on this type of business. Please people, buy a beater car and save your money for a better car before you give these vultures your hard earned money.