I went into this process all backwards! I got my loan first then went to find a car. They worked with me and never till the signing needed me physically there. We find the car we were interested in. I sent over an offer to the company and they countered an offer and we then from there we got the ball rolling. I sent an offer over Friday (at closing), counter offer sent to us Early Saturday, picked up car Sunday. There were maybe 6 phone calls made between us in those 3 days. This was so smooth and I would do it again this way and if I need another car they will have my business!