You have to read the paperwork carefully when leasing a vehicle on any insurance you get through them, I got the gap and maintenance, but canceled the maintenance. When I looked at the paper for the insurance, instead of showing coverage for three years, it showed coverage for 5 years! Why would I need an two years of additional insurance on a three year lease? I am paying for coverage I won't have once the lease is up. I won't be leasing through Milea again, be warned, read the paperwork, don't trust the financial associate!