This is my story with my interaction with Ramey in Tazewell Virginia. I'm sure my "Why" for you wont be accepted, but I plan to tell my story not just here but to everyone I meet. I have over 2000 friends on Facebook and well over 3000 on other social sites put together and I would like to save them from what just happened to me. I'm going to seek legal counselling today and today is good as any because I was left with no car and I work and hour away. Needless to say, I don't have a way to work nor does my husband. We only use one vehicle since he doesn't have a license at this moment. I don't have any money to go make another car deal since they led me to believe three weeks ago that I was pre-approved for a car. We had signed and shook hands over a binding agreement, so I thought. I have all voice messages that I received from the beginning to the `end. Even the ones prior to deal saying that they had me taken care of, that I was approved prior to even going on the lot. That they had a list of cars that I could choose from based upon my approval status. I have letters and voice mails, just as close as last week, thanking me for my purchase and not a word about a $1000 down payment, which mind you we had on the day that I bought the car. My husband walking around with the money fanned out in his hand at the time prior to signing the deal. They had immediately marked the car up $1000 from internet price. I had looked at these cars so much online I knew the pricing by heart and had the car bookmarked on pc at home. I even doubled checked when i got home. I had also asked the dealer about the difference in the pricing but he just went into some 'song-and-dance' of a reason. They first tried to push me into a car I had no interest in. Then I spotted the Nissan and remembered it was the same price as the Toyota online (coarse it to had jumped up a $1000.also.) We signed papers, went over our interest rate, car payment amount, even day when first payment was due. Filled out registration for DMV, was given temporary registration in my name and 30 day tags. Shook hands over the deal and assumed that was that was that. My husband asked if we would have to sign any more paper work, guy said 'no' and that we would get those papers in mail along with bank book for payments . My fault for not getting copies right there, I guess I just was nieve! I immediately paid $86 to place this car on my insurance and just this last Friday made a payment again on the insurance on this car of $108. Why not right? I believed it was mine. Like I previously stated, I have voice mails and letters received up until this point stating and thanking me for my purchase. Then over the weekend I started getting voice mails to call ASAP that there was a problem. They must have $1000 immediately or return the car! Nothing up until this point. They didn't take it the day we purchased vehicle and had the money in hand. So needless to say over the three weeks I have put the money to other use. We just had moved into a place, there was plenty we needed and bills due. I am not wealthy by no means. My mother had let me borrow $600 to pay a down payment, she is not wealthy either nor do we have a way to get a hold of any amount of money like this on spear of moment. We have to save, if that's possible. So I'm without a ride to work and I work an hour away, and no money to obtain another vehicle. Over the last few days the stress of this has caused server arguments between my husband and I. We are on the edge of splitting because of this and now he has no way to work either. If no jobs we can't pay rent and will have to move. I'm sick with nerves and worry and all because of what? I've read since this happened about a Spot Delivery Scams these car lots are running. Suppose I fell into this?1? I more then likely wont recover from this any time soon. I'm going to file complaints, take legal action (if a lawyer sees I have reason), I'm going to spread the word. This little deal (or the deception of one) has done great damage. I can't believe that people could live with their selves all in the name of making more money or taking you off the market so as not to loose a deal. I had a chance to make a car deal, but through deception and misleading they stole that away from me. They didn't call a couple of days after this and sayi it was a mistake that the bank had to have a $1000 when I still had the down payment but three weeks later. It is very humiliating also. You may ask 'if I'm so poor' what was I doing looking at cars in this price range, well I wasn't! I had stopped at another car lot, interested in a "99 Grand Am for $4900. I told them I didn't know if I could even get a loan, hadn't had one in 10 years. But they approved me for $15800. I even have the letter from bank wanting to know if I was still interested in the loan. So after that they kept pointing me in that direction. Older cars they wouldn't go loans on and if they did the payments would be higher then I wanted due to the years they were allowed to go.So at last they rushed right over here and demanded I sign promissory note for $1000 or return the car. I told them once again how the transaction went down and how wrong I thought it was. Told them I would loose my job and my husband just may. Nothing, they where sorry it was unfortunate that the mistake was made on their part but the bank had to have that money. So my husband convinced me to that we should just sign the promissory note. We would have to try cause he knew without a vehicle and no money for a down payment to even go some where else at the moment, it wasn't looking good for us. Then they needed my recent pay stubs again. I said well I told you guys before when I handed you everyone of the ones from last of February until March 22 of this year that I hoped that was good enough, I never keep them. Mind you this was first of April when we signed the contract. They were recent. My pay goes in direct deposit and takes a week to a couple of weeks before I receive them in the mail. Well that was all the excuse they needed and they took the car. I guess me telling the guy that we don't have money like that made his mind up that he could bait bigger fish then me with that car. Course that's just my opinion. We had already signed a contract why would you need another pay stub? Maybe because you wanted to write a new one and get a $1000 down after you already added a $1000 to price of car, and I'm sure that's not all the money you would have made off it. But hey what do i know. Like I said, I had a chase and down payment to purchase a car and through them leading me to believe that this was a done deal, they have stole that from me. Embarrassed me, left me stranded, caused heated arguments with my spouse, servere headaches and nausea from worry; and the list wont end there cause the worst is yet to come. I guess the world has come to a place where a man's hand shake over a contract deal means nothing and a man is more worried about his pocket then his good name!