John Fulgoni
Finance Manager
Pat Lobb Toyota of McKinney
3350 South Central Expressway
McKinney, TX 75070
Industry Experience
18 yrs, 1 mo
Languages Spoken
English
375 Reviews
Write a Review375 Reviews of John Fulgoni
November 02, 2026
Maricar was amazing and friendly! She helped us out so much, and she gave us a great deal! She helped us out so much, and she gave us a great deal! More
Other Employees Tagged: Maricar Randall
October 29, 2026
As my wife was signing the finance agreement on the car she just bought, John Fulgoni (Finance Manager) was very rude and explained the add-ons for the 3 warranty options very poorly and inaccurately. He i she just bought, John Fulgoni (Finance Manager) was very rude and explained the add-ons for the 3 warranty options very poorly and inaccurately. He insisted multiple times that the lower interest rate he was getting us (from 6.2% to 5.64%) would "pay for itself". He had told us that the warranty add-on option that we chose would only cost $421/year. My wife and I were in a rush to pick up our children, so we didn't look too closely at the numbers or the cost of what we were adding on, but we took his word that it was going to pay for itself. That night when I had the chance to run the numbers for myself and make sense of what we signed up for, he had given us a ~$450 interest discount over the life of the loan for the cost of the $2,947 warranty add-on (clearly not paying for itself). On top of that, the $421/year was actually going to be ~$590/year with the added interest factored in. We immediately called back multiple times and tried to cancel. He kept telling us how his bonus was tied to this add-on, and begged us to just wait 90 days so he could cash in on it "for doing us such a big favor". After going back to the dealership a few days later (because we couldn't get ahold of him on the phone) he was incredibly rude and lied to us more about how he did us a favor and the cost savings from the interest rate reduction would be over $1,000. I told him I had run the numbers, and after factoring in the addition of the warranty, we would actually be adding ~$500 interest to the total financed amount over the life of the loan. He said "Whatever you say, bud!" very rudely - clearly mad that I did my homework and caught him in his lie (and robbed him of his bonus). More
October 25, 2026
Poor professionalism and purposely try to package deals that aren’t wanted. Simply let the customer choose and stop cornering into a package deal as the only option. that aren’t wanted. Simply let the customer choose and stop cornering into a package deal as the only option. More
Other Employees Tagged: Aaron Pieratt
October 22, 2026
Simon did a great job. .. easy sale for our new 2026 Camry! He was very personable and knowledgeable about the car. .. easy sale for our new 2026 Camry! He was very personable and knowledgeable about the car. More
Other Employees Tagged: Simon Samples
October 19, 2026
The entire team at Pat Lobb was wonderful to work with. From Lisa, who greeted me, to my sales guy Ivan, and the finance guy, Red, everyone was kind and friendly and very easy to work with. Ivan was so kin From Lisa, who greeted me, to my sales guy Ivan, and the finance guy, Red, everyone was kind and friendly and very easy to work with. Ivan was so kind, helpful, and understanding when I expressed concerns. I never felt pressured or stressed during the buying process. Would highly recommend Ivan to anyone! More
Other Employees Tagged: Lisa McNeil, Ivan Williams , Red in the finance department.
October 01, 2026
Dealership is clean and inviting, everyone was very pleasant. Harrison is personable and approachable. His expertise about the vehicle I came to see was impressive. He is a good listener; he remembere pleasant. Harrison is personable and approachable. His expertise about the vehicle I came to see was impressive. He is a good listener; he remembered all the things I said I wanted in a car and then delivered a great evaluation and review of the car. I would gladly recommend him to friends and family as an informed salesman, as he made the process of car buying easy and enjoyable. More
Other Employees Tagged: Harrison Murphey
September 29, 2026
Outstanding sales counselor. Customer advocate. Seamless presentation. Deep knowledge of our new truck. Great follow-up. Highest recommendation from me. Customer advocate. Seamless presentation. Deep knowledge of our new truck. Great follow-up. Highest recommendation from me. More
Other Employees Tagged: Abraham Cisneros, Matt Unger
September 09, 2026
Ivan was nothing but excellent to me throughout the whole process. He worked with me to get everything sorted and get me to the price I needed! If I could do it all over again I wouldn’t want anyone put Ivan process. He worked with me to get everything sorted and get me to the price I needed! If I could do it all over again I wouldn’t want anyone put Ivan to help me out! More
Other Employees Tagged: Ivan Williams
August 29, 2026
Alex & John worked wonders getting myself my wife and our daughter all into our new vehicles. If anyone ask us for recommendations we will definitely send them to Alex. Over all Alex made this experience the daughter all into our new vehicles. If anyone ask us for recommendations we will definitely send them to Alex. Over all Alex made this experience the best. More
Other Employees Tagged: Alexander Constantino , Brent Williams
August 29, 2026
Great experience today at Pat Lobb Toyota. I went into the dealership with a couple of used cars in mind. Simon did a great job of having the cars ready to rest drive and even had a couple a I went into the dealership with a couple of used cars in mind. Simon did a great job of having the cars ready to rest drive and even had a couple additional options ready to go. There was never any high sales high pressure ever applied. The time spent every step of the way made me feel comfortable that I was making an educated decision on which car I wanted and not an emotional one. Thanks again to the the team at Pat Lobb Toyota for making this a pleasurable experience. More
Other Employees Tagged: Simon Samples

