This car dealership still lives in the 80's.
You apply for credit, nothing is a problem, everything is fine.
Then the Accounting puppet comes out, assures everything will be great. The sales person lets you drive the car home, that's how confident he is that the loan will be approved.
That's the bait.
Now the switch.
You get a call, blaming the banks, they need more collateral, co-signer, more money down, but they are sure you can get it, they let you keep the car for another week. Then the pressure comes, the accountant puppet isn't so nice anymore, everything is denied, unless you come up with thousands to pay down. The accountant puppet is just that, the sales person makes his commission, all lies, all so shady. Then they promise, but never deliver. Just so typical.
I hope everybody knows that the moment you drive a new car off the lot, it doesn't lose value, you just paid the factory profit, the dealership commission, and whatever else they can take you for. Ever wondered why banks only want to finance about 5k less than what you want them to finance?
Cause the car is not worth it, they don't finance factory and dealer profits.
Of course, you can always return the car, that's when things get nasty. All of a sudden, nobody is your friend anymore. The accountant puppet has no time, the sales guy has this gleam in his eye, the Manager "turned his smile upside down".
Well, just business as usual.