Went in there today and wanted to test drive a 2014 Mustang they had on the lot. First they had to appraise my vehicle which i had bought from Dodge Country a few months prior thinking i would get a decent trade in price....Not even close!! Oh but of course they need to pull your credit first even though they hadnt shown me any numbers. Their offer? $24000 under what i paid for the truck. They couldnt have told me that before pulling my credit? These people will submit your information to banks without even having consent as i learned from dealing with the Marion Used Car lot. I was a loyal customer and they had my information in their computer and i pointed out i wanted to trade in a vehicle and get a truck on their lot. No papers were signed on a price they were wanting to get or anything. Started getting denial letters from banks and they were trying to get an approval for $40,000 on a $31,000 truck!! No wonder it got declined!! And this with no permission to do anything....Isnt that illegal??
Anyways back to the original story....I intentionally asked to see numbers before they pulled my credit because i knew there would be inequity. If it was too much i would walk away....nut oh no they wanted my credit before i saw any numbers and then they wanted my wife to cosign. Whats that going to do with $20,000 in inequity??
I only rated an Excellent on the Friendliness because they are pretty nice until you buy the car but dont expect much except for things in the mail for their referral program after the sale.
I have bought around 10 vehicles from the Mcgrath Dealerships but no more!!
So lets see...my truck depreciated $20,000 in 2 months and my credit report declined by 100 points since i bought the truck. Yeah ok.
So long story short...if you have inequity in a vehicle which alot of people do or have marginal credit be prepared to ..
A. Have alot of downpayment money
B. Be prepared to be shown vehicles that are not what you asked for because no one else wants to buy it.
Hey Mcgraths...treat your repeat customers well!! Dont know how you rate so high on this site but ive never had a great experience that i didnt end up regretting. We all know that negative ratings can be removed so a dealership looks good.
Oh yeah....never did get to test drive the Mustang and as i was leaving he said even if i had a cosigner i wouldnt be getting the mustang or a Camaro i was eyeballing. So just another push off and see ya later! So they would have tried to sell me something noboby wanted or they "owned well" which means they bought at an auction or had screwed someone else to get....:) Complete waste of time.
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