Worst car buying experience of my entire life!!! I went to 4 other dealerships before Bob Ruth, and I thought this was going to be the place to buy my F150. I had the stock# of the truck I wanted to see and was ready to test drive. The dealer took me to his computer to pull it up and see where it was parked. We talked about the features I wanted and he asked if he could get some personal information. When he asked for my social security number I specifically told him I didn't want him to run my credit until the negotiations were over and he replied that it was just for time saving at the end of the process so we didn't have to get on the computer again. So I gave it to him thinking I would save time and let him know I'm serious (I know now this was my mistake - don't ever give your social out until the negotiation process is over). So I gave him the keys to my trade-in, which was supposed to be valued by the time we got back from the test drive, and we left. On the test-drive, he asked what other accessories I was interested in and I said a bed liner and cover would be nice, but gently asserted I wasn't interested in any of that until the truck price was negotiated. When we get back to the dealership, he said he was going to run some numbers while my car was being looked at because no one did that while we were gone. After 30 minutes of waiting a gentleman introduced himself to me and showed me quotes for a bed liner and cover, then the dealer said he would add those to the price. I was a little perturbed but gently said no thanks let's just negotiate as is. Another 30 minutes goes by when I get an alert on my phone that 3 inquiries have been made for my credit. It turns out Damien the manager ran my credit (which is excellent, I had nothing to hide) without my permission. The dealer comes back with a sheet of paper with an outrageous, hand-written monthly payment number on it, circles it and says smiling, "if this looks good to you, go ahead and just sign on the dotted line and I'll start the paperwork." There was no breakdown of price, terms of the loan, or value of the trade-in. I asked him what interest rate I got since they ran my credit without my permission, and he said he didn't even know and had to go check with the manager (came back at 8% - what a ripoff I ended up getting 4% elsewhere). I literally had steam coming out of my ears at this point. It took everything I had to keep calm and remove myself from the situation. Needless to say I walked out empty-handed and bought elsewhere. I've never been treated so horribly. This is the puppy mill of car dealerships. If you don't care what you are paying, love waiting well over an hour for something simple, and like to be treated poorly... go ahead and visit Bob Ruth. I would never recommend this place to anyone.