I went to the dealership with my father to browse the lot and see what they had that I might be interested in. Neither of us were interested at that time in talking to anyone. A woman came out and asked us if we needed a salesman, to which we replied "no." We were approached anyway by a young man, whose name I will withhold because, even though I am dissatisfied, I don't wish to hurt his business. My dad and I were annoyed to be bothered when we had already said we weren't interested in talking with anyone just yet. However, he began chatting with us, found what I might be interested in and led us to that part of the lot. He suggested we go in and I fill out a credit application to see where I might be as far as a loan. My father and I are both fairly certain that he did not even run my credit application, telling me that because of my hourly wage, I would not be approved for a loan, anywhere I went. He then suggested a cosigner, at which time, my father stated that he does not believe in cosigning. I knew this, I have known this for years, it is not an issue to me; it teaches me that I need to work for what I want instead of having it handed to me. At this point, the salesman proceeded to badger my father about his opinion regarding cosigning. The short answer is: none of your business, sir. That's it. Instead, he proceeded to question my dad for a large chunk of the time we were there. I appreciate him trying to help me out by trying to convince my father to cosign for me, but the way he went about it was beyond disrespectful and uncalled for.
Remember how I was told that no one would ever approve me for a loan? Well, today I was approved, just one day after I was told this wouldn't be possible. Haha! In addition, when my father and I told my salesman that there would be no cosigning, he respectfully said "That's fine. Just so you know, cosigning is basically you saying 'I can vouch for my daughter, that she is a good kid and is responsible enough to pay the monthly payment. But if you are firm about not cosigning, here are our options. ..." He tried to help me out, while still being incredibly respectful of my dad's belief. Dear Fred Martin Superstore: THIS is how you do business. You respect your customer, AND anyone who may have come along with them for advisement purposes.
I don't understand in what world this young man thought badgering and being rude to someone would convince them to cosign, but it certainly didn't work. I am now set up with a car, not from Fred Martin, and down the road when I need a car, I will not return to Fred Martin, either.
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