I got my 2008 Honda Civic LX from SF Honda on April of 2014. Sure they're very good at what they do, I was able to get the car even though my credit score was very low, they found me Wells Dealer Services who gave me an APR of 10.99%. And the SF Honda Manager Mr. Mamedov gave me a morale boost by saying "come back to me after 6 months of good paying record, I'll help you refinance your car at a lower rate to lower your monthly payment". After they delivered my car that day, the car agent Mr. Jerry Melo, whom I asked for the car manual (book) and the spare key told me they're all in the globe box of the car, of course they should be there. But no they're not there, I called him and emailed him, finally he emailed back saying that my spare key "will be ready" in a few days and that I will receive my car manual in a couple of weeks by mail. Today, after one year and 9 months of good paying record, I only got my spare key. Six months to my car loan I emailed Mr. Mamedov and all he told me was to open an account with SF Fire Credit Union and after 30 days contact him again and will start refinancing with SF Credit. I never heard from him again. I never got my car manual. I'm still paying at 10.99%. I talked to SF Credit myself and they can only refinance my car if I paid off a large part of the loan because the loan is 100% over the current value of my car, same thing with Wells Fargo Dealer Services. Thanks Mr. Jay Mamedov and Mr. Jerry Melo for treating people in hardship who were just trying to make their lives better. However I still said yes, I'm recommending you, because after all this you got me a newer car and proved to myself that I can do better without more help from you.
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