I was looking to lease a car, but tried to keep my credit pristine, as I am about to purchase a home and take a mortgage in the near future. At first I was told there is no way to do this without pulling my credit, but eventually the salesman called me and said he had talked to his manager: they agreed that if the lease is fully paid in advance, my credit will not have to be pulled.
When I arrived at the dealership, I was asked to fill a form with my social security number. I crossed out the part where they are authorized to pull my credit, and again reminded the salesman verbally not to do it. A couple of minutes after he takes the form, I start getting alerts on my phone re a hard credit check from Toyota!
A manager then admitted he had made a mistake by pulling my credit without my permission, but this was no mistake (he told his salesman to promise me they would not do so). They had blatantly broken their promise to me as a customer, and violated my privacy: that manager then proceeded to say out loud in front of everybody else at the office (salesmen, managers, customers): "Why do you care? Your credit score is [here he actually said the number]; you could buy the moon if you wanted to." All I want is some privacy. And for the Toyota dealership to treat their customers with respect.