Jim McMahon | Page 2

I had a horrible experience purchasing a new truck from Jeff Belzer Chevrolet. I paid cash for the truck, yet they performed a hard credit card check on me when they fully understood that I was not seeking Jeff Belzer Chevrolet. I paid cash for the truck, yet they performed a hard credit card check on me when they fully understood that I was not seeking any form of financing or loan from them. This has had a detrimental effect on my credit score, affecting it at a critical time when I am shopping for a new home. At no point was I applying for any form of credit with Jeff Belzer. On January 21st, 2026 I purchased a 2026 Chevrolet Silverado 3500 LT from Jeff Belzer Todd Chevrolet, Inc. in Lakeville, MN. I paid cash for the entire purchase price including tax, title, and licensing fees of the truck by writing a personal check. I originally worked with the salesperson John Majchrzak who was fantastic to work with but was handed off to an array of different salespeople through the ridiculously long several hours purchasing process and eventually landing with Jim McMahon. After test driving the truck with John, I stated that I would like to purchase the truck. I asked if they would accept a personal check or if I needed to go get a cashier’s check from my bank. John informed me that a personal check was all that was needed. He then began the paperwork process and had me wait for some time at his desk. Over the next couple of hours I was shuffled from one desk or waiting room to another and from one salesperson to another trying to upsell me on a million different things from accessories to warranties. I was very clear that I did not want to purchase anything additional and was paying in cash for the truck. Eventually I was handed off to Jim McMahon, the finance manager. I explained that I was paying cash for the truck and not financing the truck. Jim stated that he knew that, but that he still needed me to fill out a long list of paperwork as if I was financing through them. Several times through the process I reminded him that I was paying cash. At one point in the process, Jim handed me the credit check form. I again explained that I was paying cash and asked why they would need to check my credit score. Jim stated it was their standard process even when someone is paying cash. We discussed this for several minutes as this did not make sense to me, but eventually I signed the document. I understood this check to be a soft hit on my credit score after my discussion with Jim. At no point did he correct this or explain that it would be a hard hit. I also offered several times to return with a cashier’s check if they were concerned about the fact that it was a personal check. Jim stated that it was not necessary. I handed Jim a personal check for $64,230.94 and we completed the rest of the paperwork. A couple of weeks later, when I saw my credit score drop 30 points from Excellent, which it has been at for over 20 years, to Very Good because of Jeff Belzer’s hard inquiry, I contacted Jim to voice my complaints and asked him to correct the issue. Jim left me a voicemail on 2/17/26 stating that there was nothing that he could do. Through my conversations with Jim after the fact, it became very clear that even though he was a finance manager, he had no idea what the difference was between a soft credit score hit and a hard credit score hit. This lack of understanding of the basic premises of his job has had a dramatic effect on my credit score at a critical home buying time for me. Again, Jeff Belzer’s performed a hard credit hit on me when they fully understood that I was in no way seeking financing from their organization. More

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Austin was a pleasure to work with. I appreciated that it was not a high pressure sale so much. I would definitely recommend working with him and this dealer to friends. I appreciated that it was not a high pressure sale so much. I would definitely recommend working with him and this dealer to friends. More

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Excellent Staff and price!! Justin Huntsman was great to work with, as well as, Jim McMahon at Belzer's in New Prague, MN. Great prices and service!! Was definitely worth our l Justin Huntsman was great to work with, as well as, Jim McMahon at Belzer's in New Prague, MN. Great prices and service!! Was definitely worth our long drive and will come back again, as well as, recommend to others!! More

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Buying a car isn’t hard anymore! I’m so pleased with the entire experience at Jeff Belzer. Brandyn was no pressure, but attentive to our needs even while juggling multiple customers. I’m so pleased with the entire experience at Jeff Belzer. Brandyn was no pressure, but attentive to our needs even while juggling multiple customers. He never tried to sell me anything other than what I was looking for. He was willing to run all over the lot to bring us the model we wanted to test drive, not once, but twice. Even though the wait for finance was long, Brandyn kept checking in with me to be sure I knew they hadn’t forgotten about me. I have zero doubt I’ll be back when this lease is up and don’t have to compare dealerships anymore! Just a great experience. More

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Positive people. No pressure to purchase. Helpful in optio Enjoyed the customer contact. Professional people. On a very busy day for them, they didnt leave us just sit. Will return to purchase Traverse for m Enjoyed the customer contact. Professional people. On a very busy day for them, they didnt leave us just sit. Will return to purchase Traverse for my wife. More

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Buying a new car Tom Gorman our salesman was very professional he let us know Everything about our new vehicle couldn’t Have worked with a better salesman. Also yo Tom Gorman our salesman was very professional he let us know Everything about our new vehicle couldn’t Have worked with a better salesman. Also your finance manager Jim McMahon was absolutely the best told us everything we needed to know about financing and a new car, just so pleasant to work with two wonderful people in your organization. More

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Chevy Traverse new lease Blair Hanson and Jim McMahon were great to work with and did a fantastic job answering all my questions and handling my new lease. Thank you gents! Blair Hanson and Jim McMahon were great to work with and did a fantastic job answering all my questions and handling my new lease. Thank you gents! Greg Josephs More

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Car buying Everyone was friendly & helped me with the purchase of our new vehicle. Enjoyed working with Jason & would recommend him to others. All were very frie Everyone was friendly & helped me with the purchase of our new vehicle. Enjoyed working with Jason & would recommend him to others. All were very friendly & helpful. Thank You More

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Salesmanship It was a good experience overall. Very helpful staff. Low pressure. Simple process. I would come back again. Austin Younger is a former mechanic It was a good experience overall. Very helpful staff. Low pressure. Simple process. I would come back again. Austin Younger is a former mechanic so it helps having his insight into buying a used vehicle. More

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I had an excellent experience at Jeff Belzers Jeff Kunsier, sales consultant, and Jim McMahon, business manager, helped me purchase my 2018 Chevy Malibu 2.0T Premier. They were able to spend the b Jeff Kunsier, sales consultant, and Jim McMahon, business manager, helped me purchase my 2018 Chevy Malibu 2.0T Premier. They were able to spend the better part of the day with me answering my questions and walking me through the details of all the features this great car has. Their customer service is second to none and truly excellent. I recommend buying a new car here to anyone! Thank you again for being such a great dealer! More

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