Just wanted to share my experience with Miami Car Credit.
I spoke to a gentlemen named Luis and I explained my exact situation, literally every single thing because at one point in my life I had great credit
I spoke to a gentlemen named Luis and I explained my exact situation, literally every single thing because at one point in my life I had great credit and purchased/leases many cars. They told me they could not give me an approval with the application online and wanted me to come in, I already knew what to expect because a lot of these dealers tell you $0 down, we approve anyone, etc.
I come in and submit a credit app but I already knew what was gonna happen so I didn’t even get upset. The finance manager comes and tells me “hey since you have a car under your name already and it’s a high risk loan you need a co-signer.” I said no thank you and politely walked out. As I’m outside in the car about to leave I get a call from the finance manager, I believe his name was Roger. He tells me, “one bank approved you with $3,000 down”. Like I wrote earlier in the review, I’m in a difficult situation and cannot do that.
My word of advice to you is avoid this dealer, not because anyone was rude or mean to me but it’s just a complete waste of time. The people that answer the phone are not sales people, they just tell you whatever you want to hear to bring you in.
Even if you have a credit score in the 500’s, go to carmax, interest rate will be insane but the cars are great and they’re honest.
Also if you have anything about a 595 then just go to any other major dealer, I promise you that you want to avoid this dealer.
I wrote my honest review because my credit is bad and honestly they can’t make it any worse if they tried to get back at me for the review.
I hope everyone found my review useful.