Needed a car. Didn't want to buy a foreign car, wanted to buy American car and boost our economy... Chose a Chevy. Didn't realize the car was actually made by GM in Korea no doubt at the lowest cost possible. Did the paperwork at and bought the car at Crest Chevrolet. Crest called back to resign about a week later at a higher rate. Payments didn't change much and could still live with them, but didn't realize the term was also extended to from 60 to 84 months. Resigned the paperwork without paying close attention to the term. Including the thousand down payment the interest rate that this dealer set will ultimately cost $33,500 for a $14,000 car. Car has low miles, so checked the trade in and private party values, $8500 dealer trade in, $9500 private party. that means that this dealer charged me nearly 1 1/2 times the msrp for the car, in interest. They are the ones that set the interest rate and the banks allow them to tack on interest, and what they do is offer the interest rate the bank offers at first, and then call you back in to resign at a higher interest rate that they themselves jacked up because in this case they almost made more than the actual value and MSRP combined. if you want to put them on the hot seat, make them show you the offer that the bank came back with. I bet they won't.... cause they are lying and you probably got a better interest rate offered than what they are willing to offer you. It's your information and you have a right to know what interest rate the bank is offering other than a verbal explanation or printed form from them. that's how you get screwed here. I'm already screwed. don't become a victim yourself. I have to put $5000 down just to refinance this thing so stuck in the contract and term and they make it that way to make sure you can't get out of paying them a **** load of interest. will never buy from a Chevrolet dealer again. they are all complicit and actively screwing their customers and GM does nothing to monitor or police the activity.