Ive been working with Jacob trying to get me into a car for over TWO years now!! Now finally after the horrible experience I had with "KINGS TOYOTA" in Cincinnati OH, I was definitely thrown off by Toyota at first! However I knew with the information given to me and providing it to Jacob he would get it done!!! Even when I thought it couldn't be done, with a 619 credit score I was approved with Toyota Financial with a 2.9 interest rate on a 2018 Camry XSE!!! WOW!!! and with my negative equity included!!! Malek one of the managers there bent over backwards for me to get this deal done as well as John in finance worked it out as well! I am SOOOOOO overly gracious, and Blessed to have these individuals work with me to get me in a car I know would last for ever! So definitely THANK YOU, to Jacob, Malek, and Jon and can't forget TFS for giving me a chance and approving me with my loan!!! SO definitely recommend Toyota Direct Morse Rd Columbus OH, and make sure you work with those three!!!!!