Jonathan Smith II
Finance Manager
Southwest Kia - Dallas
39650 Lyndon B Johnson Fwy
Dallas, TX 75237
As a Finance Manager at Southwest Kia Dallas, I’m here to make the financing process as smooth, transparent, and stress-free as possible. With a strong background in automotive finance and a passion for helping people, I work closely with every guest to find personalized solutions that make sense—no matter your credit situation or budget. I believe that buying a vehicle should be exciting, not overwhelming. That’s why I take the time to explain all your options clearly and ensure you feel confident in every decision. Whether it’s securing a competitive rate, navigating lease terms, or maximizing trade-in value, I’m here to help you make the most of your purchase. At Southwest Kia Dallas, we treat every guest with respect and care—and I’m proud to carry that commitment through every deal I help structure.
Read moreDealership Experience
9 yrs, 5 mos
Industry Experience
9 yrs, 5 mos
Languages Spoken
English
68 Reviews
Write a Review68 Reviews of Jonathan Smith II
September 01, 2026
I'm posting this so that anyone researching this Mustang/VIN in the future knows what we discovered before purchasing it. We negotiated to purchase this Mustang from Southwest Kia. We were provided Mustang/VIN in the future knows what we discovered before purchasing it. We negotiated to purchase this Mustang from Southwest Kia. We were provided the dealership's own used-vehicle inspection/reconditioning report. Their technician specifically documented: “OIL PAN SEAPING. RECOMMEND OIL PAN RESEAL.” The dealership's inspection allocated 6.2 labor hours to the oil-pan reseal, but unlike a number of the other reconditioning items, the oil-pan repair was not shown as completed on the report. Other issues identified during the inspection included worn tires, a hanging front bumper, TPMS sensors, washer system, alignment, broken driver's visor and a daytime-running light. Some of those items were repaired. We personally saw that the car had new tires and that the front bumper was no longer hanging. The oil-pan seep was not repaired. What concerns us even more is what happened when we discovered it. We spoke with the dealership on August 31, 2026 about the oil-pan issue. We were told that the repair supposedly would have been included if we had paid the full asking price for the vehicle. That was never disclosed to us during our negotiations. Nobody told us, “The vehicle has an oil-pan leak, and we'll repair it if you pay full price.” We were never given the opportunity to make our offer knowing that a significant mechanical repair was being excluded from the negotiated price. We learned about the oil-pan seep from reviewing their inspection paperwork. After we raised the issue, the dealership told us that because they are selling the vehicle “as is,” they will not repair the oil-pan seep and will not reduce the price to account for the repair. That's why we decided this information should be publicly searchable. I'm not telling anyone whether they should or shouldn't buy the car. I'm posting the VIN and what happened so the next potential buyer can make an informed decision. If you're considering this Mustang, ask Southwest Kia specifically: 1. Has the oil pan been resealed? 2. Ask for the completed repair order proving it. 3. If it hasn't been repaired, get an independent estimate before agreeing on a price. 4. Get an independent pre-purchase inspection before buying the vehicle. As of our conversation with Southwest Kia on August 31, 2026, we were told they would not repair the documented oil-pan seep at our negotiated price because the vehicle was being sold as-is. I'm posting this because this information should be available to anyone who searches: VIN 1FA6P8TH7G5220891 1FA6P8TH7G5220891 2016 Ford Mustang EcoBoost oil leak 2016 Mustang oil pan seep Southwest Kia Mustang Southwest Kia used car If the dealership subsequently repairs the oil-pan issue, I'm happy to update this post to reflect that. More
Other Employees Tagged: Yafet Degefe
July 25, 2026
From the moment I purchased my 2025 Kia K4 in January, my experience was exceptional. Karki, my salesman, and Jonathan, the finance manager, made the entire process smooth and stress-free. One thing that experience was exceptional. Karki, my salesman, and Jonathan, the finance manager, made the entire process smooth and stress-free. One thing that stood out to me was the respect they showed me throughout the entire process. Even though I had a man with me, they always spoke directly to me as the purchaser. I felt heard, valued, and never overlooked. They took the time to answer every question I had, never made me feel rushed, and made sure I was comfortable with every step. Despite it being a busy Saturday, I was driving off the lot in my new car in about three hours, which was incredibly impressive. What has made me an even more loyal customer is that the outstanding service didn’t stop after the sale. Every time I bring my vehicle in for service, I’m greeted with the same kindness and professionalism. The staff always seem genuinely happy to see me, and I continue to feel appreciated as a customer. I pass several Kia dealerships and drive 30 miles just to have my vehicle serviced here, and I’ll continue to do so because of how valued they make me feel. Outstanding customer service like this is hard to find, and I’m grateful for the experience every time I visit. More
Other Employees Tagged: Scott Clark, Sarwesh Karki, Jeff Thorpe
June 26, 2026
I had a great experience at Southwest Kia, I was greeted right away by Cameron he helped me through the entire process along with Gage and I left with a vehicle that encompassed all my needs. I will be reco right away by Cameron he helped me through the entire process along with Gage and I left with a vehicle that encompassed all my needs. I will be recommending SW Kia to my family and friends! More
Other Employees Tagged: Priscilla Rodriguez, Gage McAfee, Cameron Andrews
May 03, 2026
Fantastic overall experience! The easiest buying experience I have ever experienced. The staff was friendly, patient, and supportive as I decided on my perfect vehicle. The easiest buying experience I have ever experienced. The staff was friendly, patient, and supportive as I decided on my perfect vehicle. More
Other Employees Tagged: Scott Clark, Sarwesh Karki, Priscilla Rodriguez, Yafet Degefe
April 28, 2026
He is a liar! Very untrustworthy! Now im dealing with the lies he told me Very untrustworthy! Now im dealing with the lies he told me More
Other Employees Tagged: Sarwesh Karki , Madison
March 18, 2026
Direct on my options and took the time to explain thoroughly. Did not mind repeating himself until I felt comfortable. thoroughly. Did not mind repeating himself until I felt comfortable. More
Other Employees Tagged: Salvador Mercado, Jeff Thorpe
March 08, 2026
My experience was great. I came in as a nervous first time buyer and left with a new K5. Yafett was very helpful and educated me on my options for my first major purchase as I came in as a nervous first time buyer and left with a new K5. Yafett was very helpful and educated me on my options for my first major purchase as well as my credit. I am in love with my brand new k5 and KIA has for sure gained a lifetime customer. More
Other Employees Tagged: Scott Clark, Yafet Degefe
January 21, 2026
Our salesman Troy Hill was absolutely fantastic! I called him, told him exactly what car I wanted, he got the car ready at the price we wanted when we arrived. Drive home with our new car. I w I called him, told him exactly what car I wanted, he got the car ready at the price we wanted when we arrived. Drive home with our new car. I will definitely go back for my next purchase. More
Other Employees Tagged: Troy Hill, Ash Chowdhury
January 05, 2026
I would like to extend my sincere thank you to an awesome team of guys from start to finish. Scott, Yafet, Amir and Jonathan. These are the men that I had the opportunity to help assist me in purchasing my team of guys from start to finish. Scott, Yafet, Amir and Jonathan. These are the men that I had the opportunity to help assist me in purchasing my 2026 Kia Sportage Wolf gray vehicle. I had been to numerous dealerships throughout my search and once I came here to Southwest Kia, service was phenomenon. First time entry, I was welcomed in not only by young lady at front desk, but to everyone I passed by. Yafet took the time and assisted my 85 year old mother with a cup of hot chocolate, small actions says a lot. I will be referring others to this location. This team rocks! More
Other Employees Tagged: Scott Clark, Yafet Degefe , Amir
October 17, 2025
I emailed Jonathan Smith with a finance question. No response. Then I used the internet chat feature to ask him if he saw my email. I got a response from the SALES team. They read my email and sa No response. Then I used the internet chat feature to ask him if he saw my email. I got a response from the SALES team. They read my email and said they would provide help. Never heard from them again. Therefore I asked my same finance question to a different Kia dealer, where I purchased my car. Heard a response immediately. And they fixed the finance error! So now I'll never go to Southwest Kia again and will be returning to the original dealer even though they are hours further away. That's how much Jonathan Smith has ruined Southwest Kia. All he had to do was respond to an email. More
Other Employees Tagged: Desaraie Chavez

